If you have been renting a small apartment for years and have grown tired of spending money each month that will never result in you owning your own home, buying a mobile home may be right for you. The tips below will help you attain a home that is affordable, attractive, and located in a setting that fits your needs:
Visit A Dealer And Discuss Payment Options
Visit mobile home dealers so that you can speak with a seller directly and learn about the mobile home styles that are available for purchase. To get an idea of how large some models are, take a tour of the homes that are set up on a dealership's property. Many dealerships decorate display models to provide new buyers with a realistic view of what they can expect if they make a purchase.
After viewing several models, sit down with a salesperson to discuss payment options. You will be required to fill out an application and your credit will need to be in good standing. After a required down payment is made on a home, you will be provided with monthly payments to satisfy the remaining balance. Think about your recurring bills and any financial emergencies that you may face to help you come up with a budget that you can comfortably afford.
Choose A Floorplan And Inquire About Furnishings
If you are going to purchase a new mobile home, you will have the opportunity to choose the floorplan, including cabinetry and closets that will be added to the living space. Ask to see all of the options available and compare costs associated with various layouts and materials that mobile homes are constructed of.
Even if you are going to be initially moving into a home by yourself, this does not mean that you won't eventually get married or have children, so do not cut yourself short by choosing a floor plan that will not provide you with enough space. If you do not own much furniture or if the furniture that you do own has seen better days, inquire about purchasing a home that is partially or fully furnished.
Consider A Land/Home Package Or A Small Plot
Ask the salesperson if they offer land/home packages. With a land/home package, you will not need to worry about finding a suitable piece of land to set your home up on. The amount for the home and the land will be added together, allowing you to make one payment each month. If you want to forego a land/home package and wish to find a piece of land on your own, take your time searching for real estate that is affordable and located in an area that is private, but also close to businesses and public venues.
Contact a real estate agent for help finding mobile homes for sale in your area.